Housing Murabaha (CBI initiative)Islamic
2%declining balance
- Administrative fee
- Not yet checked
- Maximum amount
- 100.0M
- Maximum term
- 15 years
checked 13 September 2026
SectionBanks
Banks · Islamic · Private
Al Rajih Islamic Bank
A private Islamic bank, based in Baghdad, listed on the Iraq Stock Exchange as BRAJ, licensed by the Central Bank of Iraq.
82
ExcellentFinancial health · out of 100
USD dealing restricted · Restricted in dealing in US dollars under published restrictions. A published USD account does not mean every dollar transaction is possible.
Bank card
Financial health
From the 2026 half-year statements
- Capital96
Shareholders' equity is 78% of assets. Better than 93% of the banks scored.
- Profitability79
Return on assets 2%, on equity 2%. Better than 88% of the banks scored.
- Liquidity58
Cash and balances with banks cover 71% of customer deposits. Better than 24% of the banks scored.
- EfficiencyNot enough data
- Activity93
Financing granted is 50% of assets. Better than 85% of the banks scored.
An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements
Published products
One rate per product: the ordinary retail scenario as the bank publishes it, with its conditions. What the bank does not publish is said so rather than left blank.
Qard HasanIslamic
0%financing return only
The rate describes the financing return only; it does not mean the loan carries no costs.
- Administrative fee
- Not yet checked
- Maximum amount
- 15.0M
- Maximum term
- 5 years
checked 13 September 2026
Rates as the bank publishes them; not confirmed with the bank directly.
Services
As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.
- ✓Mobile bankingAvailable · 13 September 2026
- ✓Internet bankingAvailable · 13 September 2026
- ✓International transfersAvailable · 13 September 2026
Financial snapshot
Total assets330.6 BFrom exchange disclosures · 2026 Q2
Customer deposits53.5 BFrom exchange disclosures · 2026 Q2
Total equity259.3 BFrom exchange disclosures · 2026 Q2
Bank links
Read in Arabic · The editorial notes are available in Arabic.
About this page
Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.
Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.
The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.