SectionBanks
Deposit rates at Iraqi banks
Every term deposit and savings account whose terms a bank has published on its own site, the rate as announced for individuals in dinars unless stated. Rates are not confirmed with the bank; a figure older than a year is shown with its date. A bank that names a deposit and publishes no rate appears as such.
10%
Highest published returnInternational Development Bank · 5-year investment deposit
- International Development Bank10%
- Union Bank of Iraq10%
- First Iraqi Bank9%
- Trans Iraq Bank8.5%
- International Development Bank7%
- Credit Bank of Iraq4.75%
What does your deposit earn?
2,500,000 dinars earned
A simple estimate, no compounding and before any deductions. An Islamic return is expected, not guaranteed.
Last checked 2 October 2026
17 products
- Highest return
10%
International Development Bank5-year investment deposit
annual · Term: 5 years
Checked 2 October 2026
- Highest return
10%
Union Bank of IraqFixed deposit
annual · Term: 1 year
Checked 13 September 2026
9%
First Iraqi BankTerm account
expected profit, not guaranteed · Term: 1 year
Checked 13 September 2026
8.5%
Trans Iraq BankTerm deposit
Term: 1 year
Checked 13 September 2026
7%
International Development BankInvestment deposit
annual · Term: 1 year
Checked 2 October 2026
4.75%
Credit Bank of IraqFixed deposit
annual · Term: 1 year · Deposit amount < 500.0M
Checked 13 September 2026
4.25%
Trade Bank of IraqFixed deposit
annual · Term: 1 year
Checked 13 September 2026
4%
Bank of BaghdadRetail fixed deposit
Term: 1 year · Deposit amount ≤ 250.0M
Checked 13 September 2026
0.25%
Credit Bank of IraqSavings account
annual
Checked 13 September 2026
Products with no published rate
Rate published 1 February 2017
Abu Dhabi Islamic Bank IraqTime deposit (Mudaraba)
The only table on the page is headed February 2017.
Term: 1 year
Checked 2 October 2026
No rate published
Ashur International Bank for InvestmentTerm deposits account
Deposit calculator offered, but no published rate table.
Checked 2 October 2026
No rate published
Byblos Bank IraqTerm deposit
The bank publishes a range only: 1.25% to 4.75% on USD, by amount and term.
Checked 2 October 2026
No rate published
Commercial Iraqi Islamic BankInvestment time deposit
Neither the product page nor the tariff it links to publishes an expected profit rate.
Checked 2 October 2026
No rate published
International Development BankProfit account
الأرباح تُدفع مقدماً عند الإيداع، والنسبة غير منشورة.
Checked 2 October 2026
No rate published
Isbank IraqTime deposit and financing (Erbil)
Currency, limits and cost need confirming in an Iraq-specific offer.
Checked 2 October 2026
A current account; it carries no return.
National Bank of IraqCurrent account
Checked 14 September 2026
Prize-based savings; no fixed return.
National Bank of IraqZanagin prize savings
Checked 14 September 2026
The rate as the bank announced it. "Islamic" means financing with a return instead of interest. Educational, not advice. Rates as the bank publishes them; not confirmed with the bank directly.
About these figures
Each row is a product whose terms the bank published on its site; the rate is the ordinary retail scenario as the bank announced it, with its conditions. Other rates under other conditions are on the bank's page.
Rates are as the banks published them and were not confirmed directly. A rate published more than a year ago keeps its date and is never shown as a current offer.
Banks missing here either publish no product terms, could not be reached from outside Iraq, or have not been researched yet. A bank's absence does not mean it does not offer the product.