SectionBanks
Banks · Islamic · Private
Cihan Bank for Islamic Investment and Finance
A private Islamic bank, based in Erbil, listed on the Iraq Stock Exchange as BCIH, licensed by the Central Bank of Iraq.
74
Very goodFinancial health · out of 100
IQWealth is independent: not affiliated with, endorsed by or speaking for Cihan Bank for Islamic Investment and Finance. The bank's name and logo belong to the bank and appear here only to identify it.
Bank card
- Type
- Islamic
- Ownership
- Private
- Head office
- Erbil
- Share
- BCIH
- Website
- cihanbank.com.iq
From a sample of store reviews, not verified experiences.
Financial health
From the 2026 half-year statements
- Capital81
Capital adequacy 200%; the Central Bank minimum is 12.5%. Better than 90% of the banks scored.
- Profitability83
Return on assets 2%, on equity 5%. Better than 83% of the banks scored.
- Liquidity76
Liquidity coverage 362%; at least 100% is required.
- Efficiency82
Costs take 38% of operating income. Better than 78% of the banks scored.
- Activity38
Financing granted is 14% of assets. Better than 29% of the banks scored.
An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements
Services
As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.
- ✓Mobile bankingAvailable · 13 September 2026
- ?Internet bankingNot checked
- ?CardsNot checked
- ?USD accountNot checked
- ?International transfersNot checked
- ?Salary domiciliationNot checked
- ?ATMNot checked
Financial snapshot
Bank links
Read in Arabic · The editorial notes are available in Arabic.
About this page
IQWealth is independent: it has no tie to any bank and is paid by none. Bank names and logos belong to their owners and appear only to identify them.
Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.
Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.
The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.