Savings account
0.25%annual
From the published 2026 tariff.
checked 13 September 2026
SectionBanks
Banks · Commercial · Private
Credit Bank of Iraq
A private commercial bank, based in Baghdad, listed on the Iraq Stock Exchange as BROI, licensed by the Central Bank of Iraq.
76
Very goodFinancial health · out of 100
IQWealth is independent: not affiliated with, endorsed by or speaking for Credit Bank of Iraq. The bank's name and logo belong to the bank and appear here only to identify it.
Bank card
- Type
- Commercial
- Ownership
- Private
- Head office
- Baghdad
- Share
- BROI
- Website
- creditbankofiraq.com.iq
Financial health
From the 2026 half-year statements
- Capital92
Capital adequacy 136%; the Central Bank minimum is 12.5%. Better than 83% of the banks scored.
- Profitability88
Return on assets 4%, on equity 6%. Better than 88% of the banks scored.
- Liquidity84
Liquidity coverage 671%; at least 100% is required.
- Efficiency94
Costs take 29% of operating income. Better than 89% of the banks scored.
- Activity3
Financing granted is 1% of assets. Better than 5% of the banks scored.
An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements
Published products
One rate per product: the ordinary retail scenario as the bank publishes it, with its conditions. What the bank does not publish is said so rather than left blank.
Fixed deposit
4.75%annual
Term: 1 year · Deposit amount < 500.0M
From the 2026 tariff; rates vary by term and deposit amount.
- Early withdrawal
- The bank does not publish this
checked 13 September 2026
Rates as the bank publishes them; not confirmed with the bank directly.
Services
As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.
- ✓Mobile bankingAvailable · 13 September 2026
- ✓Internet bankingAvailable · 13 September 2026
- ✓CardsAvailable · 13 September 2026
- ✓USD accountAvailable · 13 September 2026
- ✓International transfersAvailable · 13 September 2026
Financial snapshot
Total assets542.9 BFrom exchange disclosures · 2026 Q2
Customer deposits133.1 BFrom exchange disclosures · 2026 Q2
Total equity390.1 BFrom exchange disclosures · 2026 Q2
Net income5.3 BFrom exchange disclosures · 2026 Q2
Bank links
Read in Arabic · The editorial notes are available in Arabic.
About this page
IQWealth is independent: it has no tie to any bank and is paid by none. Bank names and logos belong to their owners and appear only to identify them.
Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.
Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.
The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.