Investment deposit
7%annual
Term: 1 year
Rates vary by term, each with its own minimum deposit.
- Early withdrawal
- The bank does not publish this
- Minimum amount
- 5.0M
checked 2 October 2026
SectionBanks
Banks · Investment · Private
International Development Bank
A private investment bank, based in Baghdad, listed on the Iraq Stock Exchange as BIDB, licensed by the Central Bank of Iraq.
64
GoodFinancial health · out of 100
Bank card
From a sample of store reviews, not verified experiences.
Financial health
From the 2026 half-year statements
- Capital39
Capital adequacy 22%; the Central Bank minimum is 12.5%. Better than 10% of the banks scored.
- Profitability87
Return on assets 1%, on equity 9%. Better than 85% of the banks scored.
- Liquidity56
Liquidity coverage 145%; at least 100% is required.
- Efficiency63
Costs take 59% of operating income. Better than 69% of the banks scored.
- Activity80
Financing granted is 37% of assets. Better than 66% of the banks scored.
An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements
Published products
One rate per product: the ordinary retail scenario as the bank publishes it, with its conditions. What the bank does not publish is said so rather than left blank.
Profit account
The bank publishes no rate that can be shown
الأرباح تُدفع مقدماً عند الإيداع، والنسبة غير منشورة.
- Minimum amount
- 10.0M
- Profit payout
- Paid up front
- Deposit term
- 1 year
checked 2 October 2026
5-year investment deposit
10%annual
Term: 5 years
- Minimum amount
- 5.0M
- Profit payout
- شهرياً
- Deposit term
- 5 years
checked 2 October 2026
Rates as the bank publishes them; not confirmed with the bank directly.
Services
As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.
- ✓Mobile bankingAvailable · 13 September 2026
- ✓Internet bankingAvailable · 13 September 2026
- ✓CardsAvailable · 13 September 2026
- ✓USD accountAvailable · 13 September 2026
- ✓International transfersAvailable · 13 September 2026
- ✓Salary domiciliationAvailable · 13 September 2026
Financial snapshot
Total assets3.61 TFrom exchange disclosures · 2026 Q2
Customer deposits2.49 TFrom exchange disclosures · 2026 Q2
Net income10.7 BFrom exchange disclosures · 2026 Q2
Bank links
Read in Arabic · The editorial notes are available in Arabic.
About this page
Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.
Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.
The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.