SectionBanks
Banks · Islamic · Private
Iraqi Islamic Bank
A private Islamic bank, based in Baghdad, listed on the Iraq Stock Exchange as BIIB, licensed by the Central Bank of Iraq.
61
GoodFinancial health · out of 100
Bank card
From a sample of store reviews, not verified experiences.
Financial health
From the 2026 half-year statements
- Capital43
Capital adequacy 22%; the Central Bank minimum is 12.5%. Better than 10% of the banks scored.
- Profitability73
Return on assets 1%, on equity 3%. Better than 71% of the banks scored.
- Liquidity63
Liquidity coverage 213%; at least 100% is required.
- Efficiency45
Costs take 76% of operating income. Better than 56% of the banks scored.
- Activity84
Financing granted is 41% of assets. Better than 68% of the banks scored.
An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements
Services
As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.
- ✓Mobile bankingAvailable · 13 September 2026
- ✓Internet bankingAvailable · 13 September 2026
- ✓CardsAvailable · 13 September 2026
- ✓International transfersAvailable · 13 September 2026
- ✓Salary domiciliationAvailable · 13 September 2026
Financial snapshot
Bank links
Read in Arabic · The editorial notes are available in Arabic.
About this page
Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.
Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.
The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.