SectionBanks

Banks · Islamic · Private

Kurdistan International Islamic Bank

A private Islamic bank, based in Erbil, listed on the Iraq Stock Exchange as BKUI, licensed by the Central Bank of Iraq.

62

GoodFinancial health · out of 100

USD dealing restricted · Restricted in dealing in US dollars under published restrictions. A published USD account does not mean every dollar transaction is possible.

IQWealth is independent: not affiliated with, endorsed by or speaking for Kurdistan International Islamic Bank. The bank's name and logo belong to the bank and appear here only to identify it.

Bank card

Type
Islamic
Ownership
Private
Head office
Erbil
Share
BKUI
Website
kib.iq

Financial health

From the 2026 half-year statements

62Good
  • Capital91

    Capital adequacy 252%; the Central Bank minimum is 12.5%. Better than 93% of the banks scored.

  • Profitability45

    Return on assets 0%, on equity 1%. Better than 52% of the banks scored.

  • Liquidity84

    Liquidity coverage 462%; at least 100% is required.

  • Efficiency31

    Costs take 83% of operating income. Better than 37% of the banks scored.

  • Activity45

    Financing granted is 17% of assets. Better than 36% of the banks scored.

An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements

Services

As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.

  • CardsAvailable · 13 September 2026
  • International transfersAvailable · 13 September 2026

Financial snapshot

Total assets843.6 BFrom exchange disclosures · 2026 Q1
Customer deposits228.8 BFrom exchange disclosures · 2026 Q1
Total equity552.2 BFrom exchange disclosures · 2026 Q1
Net income2.8 BFrom exchange disclosures · 2026 Q1

Full financial statements →

Bank links

Sources (2)
  1. Central Bank of Iraq - Local banks
  2. Kurdistan Bank - Homepage

Read in Arabic · The editorial notes are available in Arabic.

About this page

IQWealth is independent: it has no tie to any bank and is paid by none. Bank names and logos belong to their owners and appear only to identify them.

Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.

Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.

The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.