Housing loan
The bank publishes no rate that can be shown
- Down payment
- The bank does not publish this
- Maximum amount
- 300.0M
- Maximum term
- 10 years
- Salary domiciliation required
- ✓
checked 13 September 2026
Banks · Investment · Private
A private investment bank, based in Baghdad, founded in 2005, listed on the Iraq Stock Exchange as BMNS, licensed by the Central Bank of Iraq.
72
Very goodFinancial health · out of 100
From the 2026 half-year statements
Capital adequacy 53%; the Central Bank minimum is 12.5%. Better than 40% of the banks scored.
Return on assets 8%, on equity 27%. Better than 100% of the banks scored.
Liquidity coverage 212%; at least 100% is required.
Costs take 46% of operating income. Better than 75% of the banks scored.
Financing granted is 16% of assets. Better than 34% of the banks scored.
An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements
One rate per product: the ordinary retail scenario as the bank publishes it, with its conditions. What the bank does not publish is said so rather than left blank.
The bank publishes no rate that can be shown
checked 13 September 2026
The bank publishes no rate that can be shown
checked 13 September 2026
Rates as the bank publishes them; not confirmed with the bank directly.
As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.
Read in Arabic · The editorial notes are available in Arabic.
Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.
Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.
The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.