SectionBanks
Banks · Islamic · Private
Mashreq Al Arabi Islamic Bank
A private Islamic bank, based in Baghdad, listed on the Iraq Stock Exchange as BAMS, licensed by the Central Bank of Iraq.
90
ExcellentFinancial health · out of 100
USD dealing restricted · Restricted in dealing in US dollars under published restrictions. A published USD account does not mean every dollar transaction is possible.
IQWealth is independent: not affiliated with, endorsed by or speaking for Mashreq Al Arabi Islamic Bank. The bank's name and logo belong to the bank and appear here only to identify it.
Bank card
Financial health
From the 2026 half-year statements
- Capital86
Capital adequacy 124%; the Central Bank minimum is 12.5%. Better than 70% of the banks scored.
- Profitability93
Return on assets 6%, on equity 9%. Better than 95% of the banks scored.
- Liquidity86
Cash and balances with banks cover 219% of customer deposits. Better than 71% of the banks scored.
- Efficiency96
Costs take 23% of operating income. Better than 93% of the banks scored.
- Activity88
Financing granted is 47% of assets. Better than 76% of the banks scored.
An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements
Services
As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.
- ✓CardsAvailable · 13 September 2026
- ✓International transfersAvailable · 13 September 2026
Financial snapshot
Bank links
Read in Arabic · The editorial notes are available in Arabic.
About this page
IQWealth is independent: it has no tie to any bank and is paid by none. Bank names and logos belong to their owners and appear only to identify them.
Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.
Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.
The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.