SectionBanks

Banks · Commercial · Private

National Bank of Iraq

A private commercial bank, based in Baghdad, listed on the Iraq Stock Exchange as BNOI, licensed by the Central Bank of Iraq.

Type
Commercial
Ownership
Private
Head office
Baghdad
Share
BNOI
Website
nbi.iq

Rating

An editorial rating from published sources; it does not measure the bank’s safety.

7/10covers 5 of 6 areas — support not rated
App4/5medium confidence
SupportNot ratedinsufficient information
Fees3/5low confidence
Cards and transfers4/5low confidence
Account opening3/5low confidence
Products3/5low confidence

App: National Bank of Iraq — Apple App Store · 4.6 · 32K · From a sample of store reviews, not verified experiences.

Published products

One rate per product: the ordinary retail scenario as the bank publishes it, with its conditions. What the bank does not publish is said so rather than left blank.

Current account

The bank publishes no rate that can be shown

A current account; it carries no return.

How to apply
Withdrawals, deposits, transfers and electronic services, per the bank’s page

checked 14 September 2026

Zanagin prize savings

The bank publishes no rate that can be shown

Prize-based savings; no fixed return.

checked 14 September 2026

Rates as the bank publishes them; not confirmed with the bank directly.

Services

As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.

  • Mobile bankingAvailable · 13 September 2026
  • Internet bankingAvailable · 13 September 2026
  • USD accountAvailable · 13 September 2026
  • International transfersAvailable · 13 September 2026

Financial snapshot

From exchange disclosures · 2026 Q1

Total assets6.42 T
Customer deposits4.05 T
Total equity1.01 T
Net income53.9 B
Capital adequacy22.9%

Full financial statements

Bank links

Sources (12)
  1. Central Bank of Iraq - Local banks
  2. NBI - Personal accounts
  3. NBI - Corporate fixed deposits
  4. NBI - Corporate current account
  5. Google Play - National Bank of Iraq app · 23 August 2026
  6. National Bank of Iraq — Apple App Store
  7. NBI — Fees list April 2026, pp.10–12
  8. NBI — Electronic services
  9. NBI — Personal cards
  10. NBI — Zanageen account 2026
  11. nbi.iq/
  12. nbi.iq/zanagin

Read in Arabic · The editorial notes are available in Arabic.

About this page

Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.

Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.

The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.