SectionBanks

Banks · Commercial · Private

Region Trade Bank

A private commercial bank, based in Erbil, listed on the Iraq Stock Exchange as BRTB, licensed by the Central Bank of Iraq.

70

Very goodFinancial health · out of 100

Bank card

Type
Commercial
Ownership
Private
Head office
Erbil
Share
BRTB
Website
rtb.iq

From a sample of store reviews, not verified experiences.

Financial health

From the 2026 half-year statements

70Very good
  • Capital70

    Capital adequacy 81%; the Central Bank minimum is 12.5%. Better than 65% of the banks scored.

  • Profitability69

    Return on assets 1%, on equity 2%. Better than 68% of the banks scored.

  • Liquidity65

    Liquidity coverage 210%; at least 100% is required.

  • Efficiency100

    Costs take 22% of operating income. Better than 100% of the banks scored.

  • Activity46

    Financing granted is 17% of assets. Better than 39% of the banks scored.

An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements

Services

As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.

  • CardsAvailable · 13 September 2026
  • International transfersAvailable · 13 September 2026
  • Salary domiciliationAvailable · 13 September 2026

Financial snapshot

Total assets1.26 TFrom exchange disclosures · 2026 Q2
Customer deposits685.6 BFrom exchange disclosures · 2026 Q2
Net income21.5 BFrom exchange disclosures · 2026 Q2

Full financial statements →

Bank links

Sources (3)
  1. Central Bank of Iraq - Local banks
  2. RTB - Fees and charges · 2025-01
  3. RTB Mobile — Apple App Store

Read in Arabic · The editorial notes are available in Arabic.

About this page

Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.

Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.

The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.