SectionBanks

Banks · Commercial · Private

Sumer Commercial Bank

A private commercial bank, based in Baghdad, listed on the Iraq Stock Exchange as BSUC, licensed by the Central Bank of Iraq.

69

GoodFinancial health · out of 100

USD dealing restricted · Restricted in dealing in US dollars under published restrictions. A published USD account does not mean every dollar transaction is possible.

IQWealth is independent: not affiliated with, endorsed by or speaking for Sumer Commercial Bank. The bank's name and logo belong to the bank and appear here only to identify it.

Bank card

Type
Commercial
Ownership
Private
Head office
Baghdad
Share
BSUC

Financial health

From the 2026 half-year statements

69Good
  • Capital95

    Capital adequacy 135%; the Central Bank minimum is 12.5%. Better than 80% of the banks scored.

  • Profitability17

    A loss equal to 0% of assets.

  • Liquidity95

    Liquidity coverage 1137%; at least 100% is required.

  • EfficiencyNot enough data
  • Activity78

    Financing granted is 37% of assets. Better than 62% of the banks scored.

An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements

Financial snapshot

Total assets288.4 BFrom exchange disclosures · 2026 Q1
Customer deposits19.2 BFrom exchange disclosures · 2026 Q1
Total equity265.2 BFrom exchange disclosures · 2026 Q1
Net income304 MFrom exchange disclosures · 2026 Q1

Full financial statements →

Bank links

Sources (2)
  1. Central Bank of Iraq - Local banks
  2. Sumer Bank - Homepage

Read in Arabic · The editorial notes are available in Arabic.

About this page

IQWealth is independent: it has no tie to any bank and is paid by none. Bank names and logos belong to their owners and appear only to identify them.

Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.

Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.

The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.