SectionBanks

Banks · Investment · Private

United Bank for Investment

A private investment bank, based in Baghdad, listed on the Iraq Stock Exchange as BUND, licensed by the Central Bank of Iraq.

53

FairFinancial health · out of 100

USD dealing restricted · Restricted in dealing in US dollars under published restrictions. A published USD account does not mean every dollar transaction is possible.

IQWealth is independent: not affiliated with, endorsed by or speaking for United Bank for Investment. The bank's name and logo belong to the bank and appear here only to identify it.

Bank card

Type
Investment
Ownership
Private
Head office
Baghdad
Share
BUND

Financial health

From the 2026 half-year statements

53Fair
  • Capital63

    Capital adequacy 42%; the Central Bank minimum is 12.5%. Better than 23% of the banks scored.

  • Profitability66

    Return on assets 1%, on equity 1%. Better than 62% of the banks scored.

  • Liquidity49

    Liquidity coverage 105%; at least 100% is required.

  • Efficiency37

    Costs take 80% of operating income. Better than 44% of the banks scored.

  • Activity35

    Financing granted is 13% of assets. Better than 24% of the banks scored.

An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements

Financial snapshot

Total assets692.1 BFrom exchange disclosures · 2026 Q2
Customer deposits49.2 BFrom exchange disclosures · 2026 Q2
Total equity308.8 BFrom exchange disclosures · 2026 Q2

Full financial statements →

Bank links

Sources (3)
  1. Central Bank of Iraq - Local banks
  2. Reuters - Five Iraqi banks to be banned from dollar transactions · 16 February 2025
  3. United Bank - Homepage

Read in Arabic · The editorial notes are available in Arabic.

About this page

IQWealth is independent: it has no tie to any bank and is paid by none. Bank names and logos belong to their owners and appear only to identify them.

Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.

Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.

The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.