SectionBanks
Banks · Islamic · Private
Zain Iraq Islamic Bank
A private Islamic bank, based in Baghdad, listed on the Iraq Stock Exchange as BZII, licensed by the Central Bank of Iraq.
60
GoodFinancial health · out of 100
Under guardianship · Listed in the CBI directory under guardianship or judicial custody. We have not verified whether the published products are actually available. Guardianship
USD dealing restricted · Restricted in dealing in US dollars under published restrictions. A published USD account does not mean every dollar transaction is possible.
IQWealth is independent: not affiliated with, endorsed by or speaking for Zain Iraq Islamic Bank. The bank's name and logo belong to the bank and appear here only to identify it.
Bank card
- Type
- Islamic
- Ownership
- Private
- Head office
- Baghdad
- Share
- BZII
- Website
- zainbank.iq
Financial health
From the 2026 first-quarter statements
- Capital69
Shareholders' equity is 46% of assets. Better than 38% of the banks scored.
- Profitability28
Return on assets 0%, on equity 0%. Better than 31% of the banks scored.
- Liquidity49
Cash and balances with banks cover 60% of customer deposits. Better than 19% of the banks scored.
- Efficiency88
Costs take 34% of operating income. Better than 81% of the banks scored.
- Activity86
Financing granted is 45% of assets. Better than 71% of the banks scored.
An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements
Services
As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.
- ✓Mobile bankingAvailable · 13 September 2026
- ✓CardsAvailable · 13 September 2026
- ✓International transfersAvailable · 13 September 2026
- ✓Salary domiciliationAvailable · 13 September 2026
Financial snapshot
Bank links
Read in Arabic · The editorial notes are available in Arabic.
About this page
IQWealth is independent: it has no tie to any bank and is paid by none. Bank names and logos belong to their owners and appear only to identify them.
Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.
Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.
The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.