SectionBanks

Banks · Islamic · Private

Al Arabiya Islamic Bank

A private Islamic bank, based in Baghdad, listed on the Iraq Stock Exchange as BAAI, licensed by the Central Bank of Iraq.

48

FairFinancial health · out of 100

USD dealing restricted · Restricted in dealing in US dollars under published restrictions. A published USD account does not mean every dollar transaction is possible.

The bank’s website is not reachable from outside Iraq, so no product terms are recorded here. Their absence on this page does not mean the bank has none.

IQWealth is independent: not affiliated with, endorsed by or speaking for Al Arabiya Islamic Bank. The bank's name and logo belong to the bank and appear here only to identify it.

Bank card

Type
Islamic
Ownership
Private
Head office
Baghdad
Share
BAAI

Financial health

From the 2026 half-year statements

48Fair
  • Capital99

    Capital adequacy 707%; the Central Bank minimum is 12.5%. Better than 100% of the banks scored.

  • Profitability15

    A loss equal to 0% of assets.

  • Liquidity95

    Liquidity coverage 1665%; at least 100% is required.

  • Efficiency4

    Costs take 190% of operating income. Better than 7% of the banks scored.

  • Activity2

    Financing granted is 1% of assets. Better than 2% of the banks scored.

An indicator built from statements filed with the Securities Commission. Not a credit rating and not advice. · Full financial statements

Financial snapshot

Total assets266.9 BFrom exchange disclosures · 2026 Q2
Customer deposits31.7 BFrom exchange disclosures · 2026 Q2
Total equity226.3 BFrom exchange disclosures · 2026 Q2
Net income−550 MFrom exchange disclosures · 2026 Q2

Full financial statements →

Bank links

Sources (2)
  1. Central Bank of Iraq - Local banks
  2. Al Arabiya Islamic Bank - Website access

Read in Arabic · The editorial notes are available in Arabic.

About this page

IQWealth is independent: it has no tie to any bank and is paid by none. Bank names and logos belong to their owners and appear only to identify them.

Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.

Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.

The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.