SectionBanks

Banks · Islamic · Private

Al Janoob Islamic Bank

A private Islamic bank, based in Baghdad, listed on the Iraq Stock Exchange as BJAB, licensed by the Central Bank of Iraq.

Type
Islamic
Ownership
Private
Head office
Baghdad
Share
BJAB
Website
jib.iq

USD dealing restricted · Restricted in dealing in US dollars under published restrictions. A published USD account does not mean every dollar transaction is possible.

Rating

An editorial rating from published sources; it does not measure the bank’s safety.

1 of 6 areas only
AppNot ratedinsufficient information
SupportNot ratedinsufficient information
Fees3/5low confidence
Cards and transfersNot ratedinsufficient information
Account openingNot ratedinsufficient information
ProductsNot ratedinsufficient information

App: Aljanoob Mobile — Google Play · 2.7 · 111 · From a sample of store reviews, not verified experiences.

Published products

One rate per product: the ordinary retail scenario as the bank publishes it, with its conditions. What the bank does not publish is said so rather than left blank.

Education financeIslamic

The bank publishes no rate that can be shown

The bank publishes a 7%–10% profit range for this product without saying which term carries which rate, so no single rate can be shown.

Maximum age
63Retirees are eligible to 75.
Maximum amount
5.0M
Maximum term
18 monthsTwo published terms: 12 or 18 months.
Minimum age
25
Salary domiciliation required

checked 13 September 2026

Rates as the bank publishes them; not confirmed with the bank directly.

Services

As the bank announces on its site, with the date checked. «Unchecked» means we found no announcement, not that the service does not exist.

  • Internet bankingAvailable · 13 September 2026
  • CardsAvailable · 13 September 2026
  • International transfersAvailable · 13 September 2026
  • Salary domiciliationAvailable · 13 September 2026

Financial snapshot

From exchange disclosures · 2026 Q1

Total assets1.09 T
Customer deposits479.0 B
Total equity552.2 B
Net income1.1 B

Full financial statements

Bank links

Sources (4)
  1. Central Bank of Iraq - Local banks
  2. Janoob - Education financing
  3. Janoob - Fees and commissions 2026 · 2026
  4. Aljanoob Mobile — Google Play

Read in Arabic · The editorial notes are available in Arabic.

About this page

Every figure on this page comes from the bank's own source or its exchange filings, with the date it was checked. What the bank does not publish is stated as such rather than left blank.

Rates are as the bank publishes them and were not confirmed with it directly; a figure the bank published more than a year ago stays on the page with its date and is never shown as a current offer.

The rating is editorial, from published sources — the bank's site, the app store and what users write — and neither measures the bank's safety nor is endorsed by it.